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Programs : Budget Sheet

The following listing represents the Spring Budget Sheet for UNC Charlotte Exchange: Nagoya University of Foreign Studies.

Spring Budget Sheet for UNC Charlotte Exchange: Nagoya University of Foreign Studies
Budget Item In-State Out-of-State
Application Fee & Deposit *   $135.00 $135.00
Study Abroad Administrative Fee (For Credit) *   $475.00 $475.00
Mandatory International Health Insurance (GeoBlue)* *   $179.00 $179.00
Student Blue Domestic Health Insurance *   $0.00 $0.00
UNC Charlotte Tuition & Fees *   $3,487.00 $10,204.00
Billable subtotal:  $4,276.00 $10,993.00
Additional University or Country-Specific Expenses+   $195.00 $195.00
Estimated Roundtrip International Airfare   $2,200.00 $2,200.00
Average Housing   $1,410.00 $1,410.00
Meals   $1,690.00 $1,690.00
Books and Supplies   $100.00 $100.00
In-country Transportation   $973.00 $973.00
U.S. Passport   $150.00 $150.00
Visa   $0.00 $0.00
Estimated Additional Costs subtotal:  $6,718.00 $6,718.00
Estimated Total: $10,994.00 $17,711.00
Understanding the Budget Sheet Above
The first column of the budget sheet, "In-State," lists costs associated with this exchange program for students who are in-state residents. The second column of the budget sheet, "Out-of-State," lists costs associated with this exchange program for students who are out-of-state residents. The third column, "UNC Charlotte," is intended to demonstrate the cost comparison of attending UNC Charlotte for an in-state student living on campus versus this exchange program. The cost of attendance at UNC Charlotte is determined by the Office of Financial Aid.

Expenses listed as "billable" mean they will appear on either your study abroad account as a required fee or your UNC Charlotte Student Account. Please be sure to click on the type of expense listed in green in the budget sheet above for an additional explanation of that expense.
+Additional University or Country-Specific Expenses
In addition to the expenses outlined above in the budget sheet, students who participate in this exchange program will also incur the following expenses:
Type of Expense Cost (USD)
Japanese Compulsory Health Insurance (Required by Government, cannot be waived) $48 per semester
Entrance Fee (one-time fee due at move-in) $90
Bedding Rental Fee (optional) $57
Additional Personal and Recommended Costs
In addition to the expenses outlined above in the budget sheet, it is recommended that students consider their own personal expenses and personal travel expenses. The Office of Education Abroad recommends the following:
Type of Expense Cost (USD)
Personal Expenses $100 - $150 per week
Personal Travel $1,000 - $2,000 per semester
ISIC ID Card (with photo) $35.00
Travel Insurance* TBD
*NOTE: The Office of Education Abroad highly recommends the purchase of travel insurance should personal or global circumstances prevent your participation in the program. You are encouraged to consider obtaining travel insurance and to keep in mind that many travel insurance policies must be purchased within twenty-one days of your initial deposit to apply. 
There are many scholarship opportunities eligible students can apply for to assist with the cost of study abroad expenses. For a comprehensive list of scholarship opportunities offered by the Office of Education Abroad, UNC Charlotte Academic Departments and other External Organizations, please refer to the Office of Education Abroad's scholarship website.

In addition to the scholarships outlined on OEA's website in the link above, the following scholarships may be of interest to students studying abroad in Japan:
Scholarship Award Amount (USD)
JASSO* Approximately $700/Month
Freeman-ASIA $5,000 - $7,000 USD
Bridging $2,500 - $4,000
Languages and Culture Studies $500
NUFS Exchange Student Scholarship** Approximately $500/Month

*Application provided by host university upon application or acceptance
**Exchange students not selected for the JASSO are eligible for this scholarship.
Financial Aid
Students who are financial aid recipients can utilize their funds towards their study abroad expenses. Students should expect to receive the same amount of financial aid they typically receive based off of their FAFSA. Financial aid will not be disbursed until the start of the semester (according to UNC Charlotte's academic calendar) the student goes abroad. This means that students should be prepared to pay out-of-pocket for some expenses (e.g. if a housing deposit is due prior to the disbursal of financial aid funds, to purchase a plane ticket, etc.). 

At time of disbursal (either August or January), financial aid will first be automatically diverted to UNC Charlotte's Student Accounts in order to submit payment for tuition and fees according to the student's residency rate. The remainder of the student's financial aid, if any, will then be disbursed to the student directly via direct deposit or refund check. It is recommended that students set up direct deposit for ease of receipt. Students must take the equivalent amount of full-time credit at UNC Charlotte while abroad in order to receive their full financial aid award. Students who fail to remain the equivalent of full-time while abroad may be required to pay back a portion of the financial aid awarded that semester.
The budget sheet outlined above is comprised of typical expenses study abroad students incur. All costs listed are subject to change. Some costs may be estimated, meaning the actual cost of these expenses could be lower or higher than what is listed. Some of the expenses listed may not be applicable to every student.
* Billable item